Financial education and its impact on the personal finances of teachers at a Peruvian educational institution

Authors

  • Marilú Trinidad Flores Lezama Universidad César Vallejo - (PE), Peru
  • Irma Bazán Sánchez Universidad César Vallejo - (PE), Peru
  • Winnie Karina Rosero Sandoval Universidad César Vallejo - (PE), Peru
  • Maryxandra Yamile Quispe Silva Universidad César Vallejo - (PE), Peru
  • Nayheli Yazmin Zambrano Vásquez Universidad César Vallejo - (PE), Peru

DOI:

https://doi.org/10.18687/LEIRD2023.1.1.358

Keywords:

Keywords: financial education, personal finance, financial planning

Abstract

The present research entitled "Financial education and its impact on the personal finances of the teachers of educational institution", had the objective of knowing the impact between the two mentioned variables of financial education to improve personal finances, it was of non-experimental design, because it was established without modifying the variables and the data collected served to be observed and distinguished. Likewise, it was cross-sectional because it was elaborated in a single time. In addition, it had a quantitative approach with a correlational level because it proposes the validity of a relationship between variables, for which a population and sample of 45 teachers were taken, to whom a survey was applied, with a total of 28 questions, which were later processed in statistical programs, obtaining as results that the vast majority of teachers did not know how to adequately plan their income, also their credit situation was regular, they do not adequately manage their budget and many of them did not have saving habits.

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Published

2023-12-12

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LACCEI retains copyright of all published articles under the terms of its copyright transfer agreement. As the copyright holder, LACCEI distributes the articles to the public under the Creative Commons Attribution-NonCommercial-ShareAlike 4.0 International License (CC BY-NC-SA 4.0).

How to Cite

Flores Lezama, M. T., Bazán Sánchez, I., Rosero Sandoval, W. K., Quispe Silva, M. Y., & Zambrano Vásquez, N. Y. (2023). Financial education and its impact on the personal finances of teachers at a Peruvian educational institution. LACCEI, 2(9). https://doi.org/10.18687/LEIRD2023.1.1.358

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