Financial education and its impact on the personal finances of teachers at a Peruvian educational institution

Autores/as

  • Marilú Trinidad Flores Lezama Universidad César Vallejo - (PE), Peru
  • Irma Bazán Sánchez Universidad César Vallejo - (PE), Peru
  • Winnie Karina Rosero Sandoval Universidad César Vallejo - (PE), Peru
  • Maryxandra Yamile Quispe Silva Universidad César Vallejo - (PE), Peru
  • Nayheli Yazmin Zambrano Vásquez Universidad César Vallejo - (PE), Peru

DOI:

https://doi.org/10.18687/LEIRD2023.1.1.358

Palabras clave:

Keywords: financial education, personal finance, financial planning

Resumen

The present research entitled "Financial education and its impact on the personal finances of the teachers of educational institution", had the objective of knowing the impact between the two mentioned variables of financial education to improve personal finances, it was of non-experimental design, because it was established without modifying the variables and the data collected served to be observed and distinguished. Likewise, it was cross-sectional because it was elaborated in a single time. In addition, it had a quantitative approach with a correlational level because it proposes the validity of a relationship between variables, for which a population and sample of 45 teachers were taken, to whom a survey was applied, with a total of 28 questions, which were later processed in statistical programs, obtaining as results that the vast majority of teachers did not know how to adequately plan their income, also their credit situation was regular, they do not adequately manage their budget and many of them did not have saving habits.

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Publicado

2023-12-12

Número

Sección

Articles

Licencia

Licencia Creative Commons

Esta obra está bajo una Licencia Creative Commons Atribución-NoComercial-CompartirIgual 4.0 Internacional.

LACCEI conserva el copyright de todos los artículos publicados bajo los términos de su acuerdo de transferencia de copyright. Como titular del copyright, LACCEI distribuye los artículos al público bajo la Licencia Internacional Creative Commons Atribución-NoComercial-CompartirIgual 4.0 (CC BY-NC-SA 4.0).

Cómo citar

Flores Lezama, M. T., Bazán Sánchez, I., Rosero Sandoval, W. K., Quispe Silva, M. Y., & Zambrano Vásquez, N. Y. (2023). Financial education and its impact on the personal finances of teachers at a Peruvian educational institution. LACCEI, 2(9). https://doi.org/10.18687/LEIRD2023.1.1.358

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