Strategic Profile of the Municipal Savings and Credit Banks in Northern Peru

Authors

  • Rocío Ipanaqué Panta Universidad Nacional de Piura - (PE), Perú
  • Segundo Vicente Sánchez Juárez Universidad Nacional de Piura - (PE), Perú
  • Adolfo Zeta Vite Universidad Nacional de Piura - (PE), Perú
  • Adolfo Antenor Jurado Rosas Universidad Tecnológica del Perú S.A.C. - (PE)

DOI:

https://doi.org/10.18687/LACCEI2024.1.1.873

Keywords:

management audit, delinquency rate, municipal banks, credit management efficiency, Lima.

Abstract

The study investigates the impact of management audits on the delinquency rate of municipal savings and credit banks in Lima during 2022. Employing a qualitative, descriptive, and correlational approach, it examines how the evaluation, execution, and reporting of management plans affect delinquency, considering variables such as payment default and credit assessment. Based on five banks in Lima, the study highlights management auditing as a key tool for improving efficiency in credit management.

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Published

2024-07-27

Issue

Vol. 1 No. 10 (2024): LACCEI 2024

Section

Articles

Copyright

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This work is licensed under a Creative Commons Attribution-NonCommercial-ShareAlike 4.0 International License.

LACCEI retains copyright of all published articles under the terms of its copyright transfer agreement. As the copyright holder, LACCEI distributes the articles to the public under the Creative Commons Attribution-NonCommercial-ShareAlike 4.0 International License (CC BY-NC-SA 4.0).

How to Cite

Ipanaqué Panta, R., Sánchez Juárez, S. V., Zeta Vite, A., & Jurado Rosas, A. A. (2024). Strategic Profile of the Municipal Savings and Credit Banks in Northern Peru. LACCEI, 1(10). https://doi.org/10.18687/LACCEI2024.1.1.873

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